Getting out of debt is a difficult processCorroborated by 2 sources from 2 publishersglobalgeneral2d agoTL;DRGetting out of debt is a difficult processSources1CNBC 100003114https://www.cnbc.com/select/debt-settlement-vs-debt-management-plan2d ago2Yahoo Finance Newshttps://finance.yahoo.com/personal-finance/personal-loans/article/debt-settlement-vs-debt-consolidation-181734857.html2d ago