Dave Ramsey’s advice could cost you hundreds of thousands, Tori Dunlap says — the biggest thing she thinks he gets wrong

TL;DR

If you’ve ever heard of Dave Ramsey, you probably know his Baby Steps plan for financial security (1). The formula is famous for a reason: It’s clean, simple and, for many Americans, it’s been transformative. But fellow financial educator Tori Dunlap, founder of Her First $100K, argues Ramsey is setting people up for failure, calling him out for “one of the most problematic pieces of advice that makes me so … angry.” Must Read - Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers.