Mortgage and refinance rates today, Monday, June 29, 2026: Purchase rates mostly lower than refi rates

TL;DR

UK Mortgage Approvals Drop as Rush to Lock in Rates Fades According to rates from the Zillow lender marketplace, the current 30-year fixed-rate purchase loan fell by 13 basis points to 6.17%, 9 basis points lower than the current 30-year refi rate. The 15-year fixed-rate purchase fell by 5 basis points today to 5.75%, 2 basis points higher than the average 15-year refinance rate. Finally, the 5/1 ARM purchase fell by 22 basis points today to 6.09%, 9 basis points lower than the 5/1 refi rate.